AAPL — Apple Inc.

Generated 2026-06-10 20:16

Quarterly Verdict

🟡 64/100

Hold / watch

Quality grade B; 1 improving / 4 weakening metrics this quarter.

➕ Pricing power (gross margin): Gross margin 48% — wide margins, likely pricing power
➕ Leverage (net debt / EBITDA): Net debt / EBITDA 0.1x — low leverage
➕ Non-cyclical (beta): Beta 1.09 — low volatility vs market
➖ Recurring revenue: ~25% recurring — mostly transactional
➕ Returns capital to shareholders: dividend ~37.0%; shares -2.8%/yr
➕ Buyback efficiency (net share-count Δ): Shares outstanding -2.8% YoY — share count shrinking
➖ Revenue -22.7% vs last quarter
➖ Net income -29.7% vs last quarter
➖ Operating margin -3.1 pts vs last quarter
➖ Free cash flow -48.1% vs last quarter
➕ Debt -6.4% vs last quarter

Heuristic from the Quality Scorecard + quarter-over-quarter trends. Not financial advice.

Valuation

DCF — our estimate (15% growth, 9% discount)
UndervaluedFairOvervalued
Intrinsic $181.31 · Price $291.58 · -61% margin of safety
Analyst consensus
UndervaluedFairOvervalued
Target $312.48 · Price $291.58 · +7% margin of safety · 43 analysts · range $215.00–$400.00

Within circle of competence — our DCF shown alongside analyst targets. Not financial advice.

Key Trends (6-yr)

GAAP EPS
Sales
Shares Outstanding

Quality Scorecard

B79/100
Pricing power (gross margin) 48% Gross margin 48% — wide margins, likely pricing power
🟡 Free cash flow yield 2.4% FCF yield 2.4% — moderate
Leverage (net debt / EBITDA) 0.1x Net debt / EBITDA 0.1x — low leverage
Non-cyclical (beta) 1.09 Beta 1.09 — low volatility vs market
Recurring revenue 25% ~25% recurring — mostly transactional
Returns capital to shareholders yes dividend ~37.0%; shares -2.8%/yr
Buyback efficiency (net share-count Δ) -2.8%/yr Shares outstanding -2.8% YoY — share count shrinking

Compounder checklist (proxy metrics from yfinance). 7 of 7 criteria scored. Not financial advice.

Company Overview

Basic Information

Company Name: Apple Inc.
Symbol: AAPL
Exchange: NMS
Sector: Technology
Industry: Consumer Electronics

Company Details

Country: United States
City: Cupertino
Employees: 166,000
Market Cap: $4.28T

Business Description

Apple Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide. The company offers iPhone, a line of smartphones; Mac, a line of personal computers; iPad, a line of multi-purpose tablets; and wearables, home, and accessories comprising AirPods, Apple Vision Pro, Apple TV, Apple Watch, Beats products, and HomePod, as well as Apple branded and third-party accessories. It also provides AppleCare support and cloud services; and operates various platforms, including the App Store that allow customers to discover and download applications and digital content, such as books, music, video, games, and podcasts, as well as advertising services include third-party licensing arrangements and its own advertising platforms. In addition, the company offers various subscription-based services, such as Apple Arcade, a game subscription service; Apple Fitness+, a personalized fitness service; Apple Music, which offers users a curated listening experience with on-demand radio stations; Apple News+, a subscription news and magazine service; Apple TV, which offers exclusive original content and live sports; Apple Card, a co-branded credit card; and Apple Pay, a cashless payment service, as well as licenses its intellectual property. The company serves consumers, and small and mid-sized businesses; and the education, enterprise, and government markets. It distributes third-party applications for its products through the App Store. The company also sells its products through its retail and online stores, and direct sales force; and third-party cellular network carriers and resellers. The company was formerly known as Apple Computer, Inc. and changed its name to Apple Inc. in January 2007. Apple Inc. was founded in 1976 and is headquartered in Cupertino, California.

Key Metrics

Price & Valuation

Current Price
$291.58
Market Cap
$4.28T
P/E Ratio
35.34
Forward P/E
30.39
PEG Ratio
2.42
Price to Book
40.16

Profitability

Profit Margin: 27.15%
Operating Margin: 32.27%
Gross Margin: 47.86%
Return on Equity (ROE): 141.47%
Return on Assets (ROA): 26.23%
Revenue Growth: 16.60%

Financial Health

Current Ratio: 1.07
Quick Ratio: 0.91
Debt to Equity: 79.55
Total Debt: $84.71B
Total Cash: $68.51B
Beta: 1.09

Trading & Analyst Info

52-Week Range

52-Week High: $317.40
52-Week Low: $195.07
50-Day Average: $282.21
200-Day Average: $265.57

Analyst Recommendations

Recommendation: BUY
Target Mean Price: $312.48
Target High: $400.00
Target Low: $215.00

Price History

Financial Statements

Income Statement (Annual)

Item2025-09-302024-09-302023-09-302022-09-302021-09-30
Tax Effect Of Unusual Items$0.00$0.00$0.00$0.00N/A
Tax Rate For Calcs$0.16$0.24$0.15$0.16N/A
Normalized EBITDA$144.75B$134.66B$125.82B$130.54BN/A
Net Income From Continuing Operation Net Minority Interest$112.01B$93.74B$97.00B$99.80BN/A
Reconciled Depreciation$11.70B$11.45B$11.52B$11.10BN/A
Reconciled Cost Of Revenue$220.96B$210.35B$214.14B$223.55BN/A
EBITDA$144.75B$134.66B$125.82B$130.54BN/A
EBIT$133.05B$123.22B$114.30B$119.44BN/A
Net Interest IncomeN/AN/A$-183.00M$-106.00M$198.00M
Interest ExpenseN/AN/A$3.93B$2.93B$2.65B
Interest IncomeN/AN/A$3.75B$2.83B$2.84B
Normalized Income$112.01B$93.74B$97.00B$99.80BN/A
Net Income From Continuing And Discontinued Operation$112.01B$93.74B$97.00B$99.80BN/A
Total Expenses$283.11B$267.82B$268.98B$274.89BN/A
Total Operating Income As Reported$133.05B$123.22B$114.30B$119.44BN/A

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Balance Sheet (Annual)

Item2025-09-302024-09-302023-09-302022-09-302021-09-30
Treasury Shares NumberN/AN/A$0.00N/AN/A
Ordinary Shares Number$14.77B$15.12B$15.55B$15.94BN/A
Share Issued$14.77B$15.12B$15.55B$15.94BN/A
Net Debt$62.72B$76.69B$81.12B$96.42BN/A
Total Debt$98.66B$106.63B$111.09B$132.48BN/A
Tangible Book Value$73.73B$56.95B$62.15B$50.67BN/A
Invested Capital$172.39B$163.58B$173.23B$170.74BN/A
Working Capital$-17.67B$-23.41B$-1.74B$-18.58BN/A
Net Tangible Assets$73.73B$56.95B$62.15B$50.67BN/A
Capital Lease ObligationsN/AN/A$12.84B$12.41B$11.80B
Common Stock Equity$73.73B$56.95B$62.15B$50.67BN/A
Total Capitalization$152.06B$142.70B$157.43B$149.63BN/A
Total Equity Gross Minority Interest$73.73B$56.95B$62.15B$50.67BN/A
Stockholders Equity$73.73B$56.95B$62.15B$50.67BN/A
Gains Losses Not Affecting Retained Earnings$-5.57B$-7.17B$-11.45B$-11.11BN/A

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Cash Flow Statement (Annual)

Item2025-09-302024-09-302023-09-302022-09-302021-09-30
Free Cash Flow$98.77B$108.81B$99.58B$111.44BN/A
Repurchase Of Capital Stock$-90.71B$-94.95B$-77.55B$-89.40BN/A
Repayment Of Debt$-10.93B$-9.96B$-11.15B$-9.54BN/A
Issuance Of Debt$4.48B$0.00$5.23B$5.46BN/A
Issuance Of Capital StockN/AN/AN/AN/A$1.10B
Capital Expenditure$-12.71B$-9.45B$-10.96B$-10.71BN/A
Interest Paid Supplemental DataN/AN/A$3.80B$2.87B$2.69B
Income Tax Paid Supplemental Data$43.37B$26.10B$18.68B$19.57BN/A
End Cash Position$35.93B$29.94B$30.74B$24.98BN/A
Beginning Cash Position$29.94B$30.74B$24.98B$35.93BN/A
Changes In Cash$5.99B$-794.00M$5.76B$-10.95BN/A
Financing Cash Flow$-120.69B$-121.98B$-108.49B$-110.75BN/A
Cash Flow From Continuing Financing Activities$-120.69B$-121.98B$-108.49B$-110.75BN/A
Net Other Financing Charges$-6.07B$-5.80B$-6.01B$-6.38BN/A
Cash Dividends Paid$-15.42B$-15.23B$-15.03B$-14.84BN/A

Showing 15 of 53 rows

Data via yfinance. Prices may be delayed. · Privacy

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